CreditOne will probably approve you, applied for a couple cards for sister, everyone turned her down except them.

there are a couple of ways you could start building credit, you could get a small personal loan which you might need a cosigner or the best way will be getting a credit cards, you could get a credit card and use it for your every day expenses but make sure you pay in full at the end of the month that way it will show pay in full everytime the credit card company reports to the credit beuros. At the begining you will only be approved for the lower end credit cards but once you build credit in about 6-9 months you should be able to apply for a better card with better benefits such as free miles or cash back. Check out and go under bad or no credit section and you will find a few choices. But if you are a student apply of a student credit card these cards have no annual fees and low rates

No. What you seek does not exist.

But if you can prove that you have made on-time payments to cell phone providers and utility companies, then you might get the card since you can prove that you can be trusted to manage your money wisely.

You MIGHT get a store card but that is about it. With the recession, credit card companies are really restricting credit and what you are asking for is pretty much impossible to get now.

You may need to get a dept. store card to establish credit 1st.